About Us

Established in 2001, Ngobese and Associate Financial Services Consultancy (Ngobese and Associates), is an independent, accredited Financial Services Provider (FSP 16787), and a progressive financial brokerage that provides advisory and intermediary services across all aspects of financial services, including financial structuring, focused advise, pre and post retirement planning, life and disability planning, estate planning, employee benefits and financial opinion.

We pride ourselves on our ability to serve our clients’ best interest and offer service value beyond the obvious. As a wholly black-owned firm committed to breaking new ground in financial advisory and intermediary services, we credit our success to our impartial advisory and attention to detail to the need of the client.
Our proven track record spans over 16 years of combined financial, investment and estate planning experience in the corporate, private and government sectors. Through specialist insight and personalized service, we focus on tailor made financial solutions that broaden business and private horizons.

We have broking agreements with major product providers on a range of products.

Our Services

Being Independent is very important to us and we believe is invaluable to clients. We are able to offer clients a large selection of advice and expertise.

We provide wide financial services(世界対応) スワロー 大容量マルチ変圧器 マルチトランス(SU-2000-DN)【代引き不可】, cutting across the financial spectrum(YUNOHANA)(温熱治療ドーム)スリムビーナス クリニカ(Slim Venus CLINICA) – 遠赤外線パワーで気軽に集中ケア!「温活」はじめませんか?,that include not limited to純国産 掛川織 い草カーペット 『奥丹後』 江戸間10畳(約435×352cm)【S1】:
Long Term Insurance間仕切 アコーデオンカーテン ドア シックマテリアル(トーンNo.6205?6210): Category A木目調ダイニングこたつテーブル 本体 【長方形/幅135cm】 木製 『YU-KI』 継ぎ足付き (カテゴリー:生活用品>インテリア>雑貨>インテリア>家具>こたつ>こたつ本体 ), B1ペアセット/ストーンクラウンペアチャーム(ブラック&ホワイト)/ArtemisClassic/アルテミスクラシック, B2【特価品】ビリヤード キューケース【キューケース】Instroke Cue Case サドル 2B4S 24-4 [インストローク キューケース], C
Friendly Society Benefits
Participatory Interest and Collective Investment Schemes
Short Term Insurance【受注生産品】【4脚セット】 木製チェア FKB-4 [TOKIO] 肘無し 福祉チェア ビニール レザー チェア スタッキングチェア いす 介護チェア ダイニング リビング イス 椅子 木 福祉家: Personal Lines &ampソファ ベンチ ベンチソファー 背もたれなし ソファベンチ ソファーベンチ ソファー ベンチソファ 待合室 椅子 ロビーベンチ ロビーチェア 合皮 レザー レッド 赤 ブラック 黒 スツール 日本製 ; Commercial Lines
Health Service Benefitsアムス AMS 掛け時計 ドイツ製クロック クォーツ AMS-9498【DM便/ネコポス不可】【送料無料(北海道・沖縄除く)】, Retail Pension Benefits & Pension Fund Benefits (excl Retail)

We can assist people in the following areas of their personal financial plans.

Referral Arrangements

Referral Arrangements

We have in place a number of quality referral arrangements which often form part on an overall client financial plan and solution.

• Stock Brokering
• Executorships
• Asset Finance

Investment and Savings Products

Investment and Savings Products

• Preservation Funds
• Retirement, Living & Fixed Annuities
• Single Premium Investments – Local & Offshore
• Endowments – Local & Offshore
• Various Income & Annuity Plans
• Unit Trusts

Risk Products

Risk Products

We are accredited to advise and distribute as intermediaries the following products and solutions:

• Life Cover
• Income Disability Cover
• Dread Disease Cover
• Capital Disability & Impairment Cover • Funeral Cover & various other ancillary benefits

Financial Planning Services

Financial Planning Services

• Investment Planning
– Asset Allocation – Risk Profiling – Cash Flow plans
• Estate Planning
• Life & Disability Cover – assessments • Retirement Planning
• Wills • Trusts – Local & Off-Shore
• Medical Aid cover
• Business Assurance • Employee Benefits – Provident & Pension Funds
• Short Term Insurance

Our Service Providers

Our Team

Thuthuka Ngobese
Gerald Chigwada
Nonhle Ngobese
Thuthuka Ngobese

Thuthuka Ngobese

Thuthuka is a qualified Lecturer by profession. After lecturing for a few years, he joined Matthew and Son Financial Management, a Liberty Life Franchise, as a representative where he spent 4 years from 1998 to 2001. In 2001, he decided to work as an independent broker, that’s where the Ngobese and Associates concept was born.

In 2003, he joined ABSA Private Bank as a Financial Planner, and later joined Liberty Life as Trainee Broker Branch Manager in 2005. The invaluable experience he gained both at ABSA Private Bank and Liberty Life soldiered him on to return to his brokerage in 2007.

Thuthuka has been managing his brokerage from 2007. He has a BA (HDE) qualification he obtained at University of Kwa-Zulu Natal (formerly University of Natal-Durban) and an RFP 5. He is currently studying towards his Post Graduate Diploma in Financial Planning with University of Free State.

Thuthuka is a key individual at Ngobese and Associate. He is a Registered Financial Planner (RFP) professional and a professional member with the Financial Planning Institute of Southern Africa.

Gerald Chigwada

Gerald Chigwada

Gerald has a Postgraduate diploma in Financial Planning (Cum Laude) and a Bcom in Financial Planning that he both obtained from Nelson Mandela University. He started his career in the Financial Services Industry in 2015. Prior to joining Ngobese and Associates Financial Services, he worked as a Para-planner at Independent Wealth Managers where he gained vast experience in Para-planning. Gerald and his team make use of the industry leading planning tools to articulate and assist Financial Planners to make informed decisions to ensure a holistic financial planning process is undertaken in order to offer bespoke financial solutions that fulfil our client’s needs.

Nonhle Ngobese

Nonhle Ngobese

Nonhle has a BTECH: Business Management from UNISA.  She has worked for various corporates and government owned institutions.  Her passion is in human resources where she boasts of over 15 years’ experience.  Over the years, she acquired vast knowledge in compensation management inter alia payroll.  Through managing Ngobese and Associates, her business wits and entrepreneurial acumen has soared.  She is a managing member at Ngobese and Associates subsidiary, Sihayo Consultancy cc which caters categorically for Human Resources and Payroll services.  Her involvement in the business is to drive tactical and operational plans, from compliance matters to client satisfaction.


Ngobese and Associates Financial Services was invited at the event by KZN Department of Health, Dr. SM Dhlomo, to address doctor interns on the Importance of Financial Planning  – 29 March 2017.


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Contact Us

Physical Address
Block4, 150 Rivonia Road

Postal Address
Box 782043
Sandton City

E-Mail: info@ngobese.com
Tel: 0100352309
Fax: 086 552 6993


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